Product/Service Consulting - Business Solutions

Venturing in to new territory is scary for anyone and our consultants offer guidance with decision-making and implementation for any new service. MSCUA will assist with cost/benefit analysis, policy development, implementation procedures, and third party negotiations. 

In addition, by pooling credit unions’ buying power together, MSCUA & CUNA Strategic Services negotiates discount pricing on many products and services.
We begin with listening to credit unions in an effort to understand the business challenges they are facing. We then research all possible solutions, interacting with many product manufacturers and service providers to determine the type of program best suited to assist our member credit unions. We undertake a rigorous due diligence process and gauge suitability by measuring an exhaustive list of factors related to quality, financial soundness, integrity and cultural fit.

For more information about any of the business solutions listed below, please contact Cheryl Oggs, MSCUA Vice President at (800) 748-8627 ext. 303 or
email cheryl.

As an MSCUA member benefit, your credit union gets a listing in this search engine that matches potential members to credit unions. Update your credit union's matching data by scrolling to the bottom of and clicking on the "update your record" link.


Connect your members to a deposit-taking ATM and POS network with multiple processor links.  CU Here Premium is available and is the largest surcharge-free network in the country.

CUNA Strategic Services

Reinforce the unique values of your credit union when you purchase credit union exclusive calendars designed to build the credit union brand.  Use calendars as a communication vehicle to tell your story and build loyalty.

CUNA Mutual Group

CMG is a leading provider of financial insurance services to credit unions and members worldwide. With nearly 75 years of experience, they are passionately committed to helping credit unions succeed by providing innovative commercial and consumer insurance products to safeguard credit union assets.

Debit Card Processing - Leverage

Fast, convenient, and secure access to money is important to members. LEVERAGE Card Services’ debit solution offers cardholders secure and seamless transactions every time they swipe. Our processing platform features a single, streamlined interface/settlement point to numerous regional and nationwide networks, maximizing efficiency and security.

Dolphin Debit

Dolphin Debit Access is a full-service ATM management company that owns and operates ATMs for financial institutions. Dolphin's turnkey ATM service includes deployment of new ATM equipment combined with terminal driving, ATM maintenance, armored car service, communications, monitoring and dispatch, and cash management. Dolphin Debit operates all types of equipment in various on-premises and off-premises venues.  In addition, Dolphin Debit has the rights to install and operate drive-up ATMs at Walmart/Murphy USA locations in multiple states. Dolphin Debit customizes solutions to the specific needs of clients, with a flexible, cost-saving approach that enables redeployment of company assets to improve the bottom line. For more information, visit

FIS - Fidelity National Information Services

Stay competitive by offering members a credit or online debit card product with a rewards enhancement program.  FIS provides one-stop shopping for credit unions striving to stay ahead of the competition, and offers a collection of processing and marketing solutions to ensure your card programs succeed.

Growth by Design

In the clamor of today's business environment, marketing isn't an "extra," it's a necessity. Don't devote anything less than expert creative resources and unparalleled service to your marketing efforts. Growth By Design elevates your brand above all others through deliberate strategies built to attract and acquire clients, customers and members for you. It's noisy out there. Be heard.

Growth by Design's capabilities: ADA Compliance Audit; Marketing Campaigns; Email Hosting; Marketing & BD Strategy; Content Development; Social Media Management; Mobile App Development; Promotional & Informational Literature; Responsive Web Design; Research & Insights; Videography & Photography; Digital Publications; And much more!

John M. Floyd & Associates

Improve your bottom line with FMFA’s Overdraft Privilege and Earnings Enhancement Programs.  An overdraft privilege program can provide a substantial boost to your credit union’s profitability and increase member satisfaction.


Card programs designed specifically for small to mid-size credit unions allow you to offer members a credit or debit card, reloadable debit card, gift and travel cards.  These programs are affordable and provide members access to their money on deposit at your credit union.

National Federation of Community Development Credit Unions

The National Federation of Community Development Credit Unions (Federation) helps low and moderate-income people and communities achieve financial independence through credit unions.  Some of their services include:  alternatives to payday lenders, assistance in the CDFI certification process to be eligible for grants, financial education, and community development investments.

Office Depot

Offers a way for credit unions to save money on office supplies, break room supplies, promotional products, furniture, and computers through partnership with Office Depot|Max. The program offers easy-to-use group discount buying through Office Depot’s National Credit Union Purchasing Program designed specifically for credit unions. Learn more at


The Raiffeisen Group, LLC (TRGroup) is a collaboration of seven state leagues utilizing our collective strength to bring the best-of-class products, services and service to credit unions at the lowest possible cost.  Our mission is to empower credit unions to better serve their members, build loyalty, expand market share, realize savings on certain operational functions, and grow revenue.  We are committed to providing credit unions with state associations where they have the greatest level of input, ownership and control.

TRGroup was formed by the trade associations serving credit unions in Indiana, Kentucky, Louisiana, Mississippi, Tennessee, Virginia and West Virginia.  Affiliated credit unions in those seven states boast a combined 10 million members, $100 billion in assets, and 25,000 employees.

World Council of Credit Unions

Offer your members the ability to remit funds international through the IRNet remittance program, at an affordable price to the member and no fee to the beneficiary.