Consumer Alert   The Mississippi Credit Union Association (MSCUA) is the trade association for credit unions in Mississippi.  MSCUA does not collect personal consumer financial information and would NEVER request personal information in a text message, phone call, email, or fax.    Known as "phishing," unsolicited contact requesting account and pin numbers is almost always an attempt at financial fraud.    Do not respond to a text message, email or phone call that 1) "appears" to be from a bank, credit union or other business, 2) claims your "card" or "account" has a problem, needs verification, unlocking or some other urgent action; and 3) asks you to provide full card/account numbers and pin numbers.            Be wary of messages claiming to contain important information about financial accounts.  Contact  your financial institution at a trusted number (rather than using any contact information mentioned in the message) instead.

 

 

Financial Fraud & Scam Prevention Resources
Millions of Americans are the victims of financial fraud each year.  Knowledge is your best defense to avoid becoming a victim.  The resources below can help:   

Identity Theft
If you think you have been a victim of Identity Theft and need to report it or you would like tips to help guard against Identity Theft, visit the FTC's Fighting Back Against Identity Theft website.  Additional resources are available from the Identity Theft Resource Center® (ITRC) which is a nonprofit organization dedicated exclusively to the understanding and prevention of identity theft.

 

The Internet Crime Complaint Center (IC3) is a partnership between the Federal Bureau of Investigation (FBI) and the National White Collar Crime Center (NW3C).  IC3 accepts online Internet crime complaints from either the person who believes they were defrauded or from a third party to the complainant.  Visit the IC3 website at www.ic3.gov.