Financial Education & Fraud
The Mississippi Credit Union Association (MSCUA) is the trade association for credit unions in Mississippi. MSCUA does not collect consumer financial information and would NEVER request personal information in a text message, phone call, email, or fax. Known as "phishing," unsolicited contact requesting account and pin numbers is almost always an attempt at financial fraud.
Financial Education Resources
Free financial education resources for adults, as well as teens and children are available using the following links:
- MyMoney.gov (U.S. Financial Literacy & Education Commission)
- Myfico.com Credit Score Education Center
- Consumer Guide to Credit Report & Credit Scores
- Free Credit Reports - Annualcreditreport.com is a central site that allows consumers to request a free credit file disclosure, commonly called a credit report, once every 12 months from each of the nationwide consumer credit reporting companies: Equifax, Experian and TransUnion. That means you can (and should) check your credit report up to 3 times a year (once from each company), at no charge.
Financial Fraud & Scam Prevention Resources
Millions of Americans are the victims of financial fraud each year. Knowledge is your best defense to avoid becoming a victim. The resources below can help:
- America’s Credit Unions website fraud prevention page: www.creditunion.coop/scams.html
- The National Consumer League’s (NCL) Fraud Center: http://www.fraud.org/
- OnGuardOnline.gov provides practical tips from the federal government and the technology industry to help you be on guard against internet fraud, secure your computer, and protect your personal information.
- Think you wouldn’t fall for a fake check scam? Test your scam-avoidance skills at Fakechecks.org.
If you think you have been a victim of Identity Theft and need to report it or you would like tips to help guard against Identity Theft, visit the FTC's Fighting Back Against Identity Theft website. Additional resources are available from the Identity Theft Resource Center® (ITRC) which is a nonprofit organization dedicated exclusively to the understanding and prevention of identity theft.
Disclaimer: Although MSCUA believes the sources referenced on this page to be reputable, we in no way endorse the information provided.